Debt & Government Assistance

 

Government Assistance & Grants Options

Grants.gov: A grant is one of many different forms of federal financial assistance. Federal financial assistance is a broad term to refer to the various ways the U.S. government redistributes resources to eligible recipients. On Grants.gov you will find grant and cooperative agreement opportunities from federal agencies that award grants.

GovLoans.gov: A great source for locating loans to meet various needs.  GovLoans.gov, is an online gateway to government loan information, which informs U.S. residents of loans they may be eligible for, and which provides information on loans and their application process and requirements.  You can find out more about facts regarding government assistance by clicking on the following link: Loans vs. Grants

Managing Debt

Choosing a Credit Counselor

If you’re considering using the services of a credit counseling organization, here’s what you can expect.

Coping with Debt

When it comes to dealing with debt, you have options. Find out what you can do, and get tips for avoiding scams.

Filing for Bankruptcy: What to Know

U.S. bankruptcy law requires credit counseling before you file for bankruptcy and debtor education after you file.

Paying Down Credit Card Debt

Interest rates and minimum monthly payments affect how long it takes to pay off debt. Use the calculator to help you estimate how long it will take you to pay off your credit card balance.

Settling Credit Card Debt

Read how debt settlement companies work, the program risks, how to research companies, and other options for debt relief.

What to Know Before Selling Your Disability Payments

Before you consider “factoring” — selling part of your disability settlement for quick cash — know what you’re getting yourself into.

Credit Repair

Credit Repair: How to Help Yourself

Find out how you can improve your credit and get free or low-cost help.

Debt Relief

Tax Relief Companies

If you owe back taxes, try to negotiate with the IRS or your state comptroller on your own. Tax relief companies can’t do anything for you that you can’t do for yourself.