Debt & Government Assistance


 

Government Assistance & Grants Options

Grants.gov: A grant is one of many different forms of federal financial assistance. Federal financial assistance is a broad term to refer to the various ways the U.S. government redistributes resources to eligible recipients. On Grants.gov you will find grant and cooperative agreement opportunities from federal agencies that award grants.

GovLoans.gov: A great source for locating loans to meet various needs.  GovLoans.gov, is an online gateway to government loan information, which informs U.S. residents of loans they may be eligible for, and which provides information on loans and their application process and requirements.  You can find out more about facts regarding government assistance by clicking on the following link: Loans vs. Grants

Managing Debt

If you’re considering using the services of a credit counseling organization, here’s what you can expect.

When it comes to dealing with debt, you have options. Find out what you can do, and get tips for avoiding scams.

U.S. bankruptcy law requires credit counseling before you file for bankruptcy and debtor education after you file.

Interest rates and minimum monthly payments affect how long it takes to pay off debt. Use the calculator to help you estimate how long it will take you to pay off your credit card balance.

Read how debt settlement companies work, the program risks, how to research companies, and other options for debt relief.

Before you consider “factoring” — selling part of your disability settlement for quick cash — know what you’re getting yourself into.

Credit Repair

Find out how you can improve your credit and get free or low-cost help.

Debt Relief

If you owe back taxes, try to negotiate with the IRS or your state comptroller on your own. Tax relief companies can’t do anything for you that you can’t do for yourself.